![]() Multi-Factor Authentication (MFA) often known as Two-Factor Authentication (2FA) is an added layer of protection added to an application in order to enhance the overall security of the user’s account. Account-specific qualifications: At least one monthly direct deposit transaction of $500 or more into a Cobalt account, opt-in to receive e-statements, and 10 monthly debit card purchases equaling at least $250. Refer to account disclosure and rate sheet for details on fees and dividends, or contact us for details including eligibility, service description and associated charges. Bypassing the Protections MFA Bypass Techniques for the Win. Rates subject to change after account opening. Applies to primary tax owner’s debit card. visit your nearest branch or call 402.292.8000 or toll. Does not include surcharge imposed by the owner (other than Cobalt) of the ATM. After 5 failed login attempts your online account will be locked. 2Non-Cobalt ATM transactions do not include Cobalt ATMs. Account-specific qualifications: At least one monthly direct deposit transaction of $500 or more into a Cobalt account, opt-in to receive e-statements, and 15 monthly debit card purchases equaling at least $500. Refer to account disclosure and rate sheet for details on fees and dividends, or contact us for details including eligibility, service description and associated charges. Premium APY of 3.25% on balances up to $20,000 if account-specific qualifications are met and 0.15% APY on dollar amounts above $20,000 or account-specific qualifications are not met. Must maintain minimum average daily balance of $2,500 to receive Premium APY. ![]() ![]()
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